Penguatan Resiliensi, Inovasi dan Literasi Digital Womens Entrepreneur Pada UMKM Kota Padang Provinsi Sumatera Barat
Keywords:
resilience, digital literacy innovation, turnover, resiliensi, inovasi literasi digital, omset
Abstract
The research objective is to determine the influence of resilience, innovation and digital literacy of women entrepreneurs on the turnover of MSMEs in the city of Padang, West Sumatra province, partially and simultaneously. Research data comes from primary data using questionnaires from field research. This type of research is associative with a quantitative approach. The research population was 371 MSMEs and a sample of 189 MSMEs was determined by purposive sampling using the Rao soft sample size calculator software technique. Data collection methods using questionnaires, interviews and observations. Instrument test results and classical assumptions are met before the data is processed. The results of the multiple linear regression equation obtained Y = 0.211 + 0.497X1 + 0.715X2 + 0.248X3 + e. Partially and simultaneously, resilience, innovation and digital literacy of women entrepreneurs have a significant positive effect on the turnover of MSMEs in the city of Padang, West Sumatra province. Correlation of resilience, innovation and digital literacy of women entrepreneurs with turnover of 0.639 (medium) and Adjusted R square 0.372.
Abstrak
Tujuan penelitian mengetahui pengaruh resiliensi, inovasi dan literasi digital womens entrepreneur terhadap omset UMKM kota Padang provinsi Sumatera Barat secara parsial dan simultan. Data penelitian berasal dari data primer mengunakan angket berasal dari field research. Jenis penelitian bersifat asosiatif dengan pendekatan kuantitatif. Populasi penelitian 371 UMKM dan sampel 189 UMKM ditentukan secara purposive sampling menggunakan teknik software Rao soft sample size calculator. Metode pengumpulan data menggunakan angket, wawancara dan observasi. Semua hasil uji intrumen dan uji asumsi klasik memenuhi sebelum data diolah. Hasil persamaan regresi linier berganda didapat Y = 0.211 + 0.497X1 + 0.715X2 + 0.248X3 + e. Secara parsial dan simultan resiliensi, inovasi dan literasi digital womens entrepreneur berpengaruh positif signifikan terhadap omset UMKM kota Padang provinsi Sumatera Barat. Korelasi resiliensi, inovasi dan literasi digital womens entrepreneur dengan omset sebesar 0.639 (sedang) dan dan Adjusted R square 0.372.
References
Akmal, Nazula Hunain & Chorunia Arifa. 2023 Resiliensi Bisnis Pada UMKM Dalam Masa
Pandemi Covid 19 (Studi Kasus Pada Penguaha Batik Di Daerah Istimewa Yogyakarta).
Accounting and Business Information System Journal. 11(1). p:1-34
Andi Gunawan R.C & Saleh Nursandi. 2021. Sistem Huku Indonesia. Journal of Law.
Vol.19(3). p:354-374.
Anugraheni, A.R. 2020. Resiliensi Pada Wirausahawan Wanita. Studi Literatur Urecol :
p:94-99.
Badan Pusat Statistik. 2018. Laporan Perekonomian Indonesia 2017. Jakarta : BPS
Badan Pusat Statistik. . 2019. Potensi Peningkatan Kinerja UMKM. Analisis Hasil Sensus
Ekonomi 2016. Jakarta : Badan Pusat Statistik.
Bank Indonesia. 2019. Bersinergi Membangun Optimisme Pemulihan Ekonomi. Laporan
Perekonomian Indonesia Tahun 2018. Jakarta : Bank Indonesia.
Bank Indonesia. 2020. Laporan Perekonomian Indonesia. Jakarta : Bank Indonesia.
Battisti M & Deakins, D. 2012. Perspective from New Zealand Small Firms : Crisis
Management and the Impact of the Canterbury Earthquakes. New Zealand Centre for
Small & Medium Enterprise Research (Ed.),Busines Measure Palmerston North :
Massey University. p:1-41.
Bawden. 2001. Information and Digital Literacies : A Review of Concepts. Journal of
Documentation. Vol.5(2) p:218-259.
Belshaw, Douglas A.J. 2011.The Essentials Element of Digital Libraries.
Benar, Bonnie. 2004. Resiliency What We Have Learned. Edisi Pertama. San Francisco :
West Ed.
Bonando, G.A., Galea, S., Bucciarelli, A,. Vlahov. 2004. What Predicts Psychological
Resiliency After Disaster? The Rule of Demographics, Resources and Life Strees.
Journal of Consulting and Clinical Psychology. Vol.75. p:671-692.
Connor, K.M & Davidson J.R.T. 2003. Development of A New Resiliensi Scale. Journal
Depression and Anxiety. Volume 18. p.76-82.
Cooper, Donald R., & Pamela S.Schindler. 2011. Business Research Methods. 11th ed. New
York : Mc Graw-Hill Companies Inc.
Damanpour, F. 1996. Organizational Complexity and Innovation : Developing and Testing
Multiple Contingency Models. Journal Management Science. Vol. 42(5). p:693-716.
Dankonski, M.E Keiley M.K & Thomas V.C.P & Lloyd, S.A. 7 Seery B.I. 2008. Affect
Regulation and Cycle of Violence Again Women : New Direction for Understanding the
Process. Journal Fam. Vol.21. p:327-339.
Deswita. 2015. Psikologi Perkembangan. Bandung : Remaja Rosdakarya.
Dewi, W.K, Yurniwati & Rahman, A. 2018. The Effect of Financial Literacy and Financial
Access to the Performance of SMEs Small and Medium Enterprises in the Trade Sector
of Padang City. International Journal of Progressive Sciences and High Technologies.
Vol.10 (2). p:371-381.
Drucker, P.F. 1985. Principles of Succesfull Innovation. Journal Research Management
Vol. 28 (5). p:10-12.
Duchek, S. 2018. Entepreneurial Resilience : a Biographical Analysis of Successful
Entrepreneurs. International Entrepreneurship and Management Journal. Vol.1(2).
p:429-45.
Eisenberg, N, Valiente, C, Fabes, A.R, Smith, L.C, Reiser, M, Shepard A.S, Losoya,
H.S, Guthrie, K.L, Murphy, C.B & Cumberland, J.A. 2003. The Reaction of Effortfull
Control and Social Functioning. Journal of Development Psychology. Vol.39. p:761-776.
Engel, B. 2007. Eagle Scoring : The Power of the Resilient Self. Journal of Psychological
Nursing, Vol.45(2). p:44-49.
Everal, D.R, Altrows, J.K & Paulson, L.B. 2006. Creating a Future : A Study of Resilience
in Suicidal Female Adolescents. Journal of Counceling and Development. Vol. 84.
p:461-470.
Fernanda, Rojas L. 2015. Factors Affecting Academic Resilience in Middle School Students :
A Case Study. Gist Education and Learning Research Journal. Vol.11(11). p:63-78.
Games, Donard. 2021. Manajemen Inovasi dan Teknologi : Konteks Usaha Mikro Kecil.
Depok : PT Raja Grafindo Persada.
Grotberg, E. H. 1995. A Guide to Promoting Resiliensy in Chlidren : Strengthening the
Human Spirit. The Series Early Chilhood Development: Practice and Reflections,
Number & the Hague : Bernar van Leer Foundation. . Paper Presented at the
International Council of Psychologists Convention. Working Paper. Jinan, China.
Hedner, T., bouzeean A., Klofsten, M. 2011. Entepeneurial Resilience : Annals of
Innovation & Entrpreneurship Jounal. Vo.(1) p:7986
Herman, H.Steward, D.E., Diaz Granados, N.Berger, E.L, Jackson, B & Yuen, T. 2011. What
is Resiliensy ? Can Psychiatry. Vol.56(5). p:258-265.
Indah, Martia Y.N, Retno W, Maya Mardi Y, Fajar Sodiq, Fathonah, Ade Ayu M.P, Indra
Alvianita & Aftina N.H. 2021. Resiliensi Wirausaha Digital di Masa Pandemi Covid 19.
Studi Literature University Research Colloqium. STIKES Muhammadiyah Klaten.
Jenkins, H. 2009. Spreadable Media : Creatng Value and Meaning in a Network Cultured
Postmillenial Pop. New York : University Press.
Johnpaul Oguchukwu, I & Jiangru W. 2021. Entrepreneurship Inovatin and Finance. Journal
of Behavioural Economics, Finance, Entrepreneurship, Acounting and Transport.
Vol.9(1). p:16-35. https:/doi.org/10.12691/jbe.
Kala, Yusuf. 2016. Inovasi dan Kemajuan Bangsa. Disampaikan dalam Orasi Ilmiah Dies
Natalis ke 18 Universitas Paramadina 13 Januari 2018. Kertas Kerja. p:1-8
Kemenkop UMKM. 2020. Laporan UMKM Kota Padang 2019. Padang : Kemenkop UMKM
Kemenkop & UKM RI. 2010. Data UKM Yang Dikelola Perempuan. Jakarta : Kemenkop
UKM.
Keye, M.D & Pidgeon, A.M. 2013. An Investigation of the Relationship Between Resiliency,
Mindfulness and Academic Self Efficacy. Journal Social Sciences. Vol. 1(6). p:1-4.
Masten, A.S. & Herbers, J.E & Cutuli, J.J & Lavafor, T.L. 2008. Resiliensy in Developing
Systems : Progress and Promise as the Fourth Waves Rises. Journal Development and
Psychopatology. Vol.19. p:921-930.
Matthew B. Miles.1973. Innovatian in Education. New York : Teacher College Press
Columbia University.
Mc. Graw, Thomas K. 1985. Prophet of Innovation : Joseph Schumpeter and Creative
Destruction. Amerika Serikat : Harvad University Press.
Mokalu, B.J. 2016. Perempuan Berusaha Mengentas Ekonomi Keluarga. Jurnal LPPM
Bidang EkoSosBudKum. Vol.3(2). p:72-88.
Murphey, D. Barry & Vaughn, B. 2013. Positive Mental Health : Resilience, Child Trends :
p:1-6
Nafiati. D.A. & Endan S.R. 2020. Resiliensi UMKM dan Kebijakan Pemerintah Di Masa
Pandemi Covid 19. Jurnal Utilitas Vol.6(2) p:1-8.
Neng Siti Komaiah, M.Fadhli Nursal & Muhammad Richo Rianto. 2022. Pengaruh Inovasi
dan Media Sosial Terhadap Knerja UMKM Makanan Halal Di Kota Bekasi Utara.
Jurnal Ilmiah Eknomi Islam. Vol.8(2) p:1-6
Nurmalasari, Deasy. 2020. Analisis Karakteristik dan Pemberdayaan Pengusaha Perempuan
Pada Anggota www.umkmindonesia.id. Journal of Applied Business and Economics
(JABE). Vol.7(1). p:11-125.
OECD. 2018. SME Policy Index : ASEAN 2018: Boosting Competitiviness and Inclusive
Growth. OECD Publishing. Pasific, Paris Economic Research Institute for ASEAN and
East Asia, Jakarta.
Ong, D.A, Bergeman, S.C, Bisconti, L.T & Wallace, A.K. 2006. Psychological Resiliensi,
Positive Emotion and Successful Adaption to Stress in Later Life. Journal of Personality
and Social Psychology. Vol.91. p:730-749.
Papalia, D.E,. Old, S.W., Feldman & R.D. 2001. Human Development : A Life Span
Approach. Boston : McGraw-Hill.
Partomo, T.S dan Soejoedono, A.R. 2004. Ekonomi Skala Kecil/Menengah dan Koperasi.
Jakarta : Ghalia Indonesia.
Paul, Gilster, 1998. Digital Literacy. New York : Wiley.
Priambada, Swasta. 2015. Manfaat Pengunaan Media Sosial Pada UMKM. Jurnal
Universitas Brawijaya.
Putri, A.S. 2019. http://www.kompas.com/skola/read/2019/12/20/120000469/peran-umkm- dalamperekonomian-indonesia?page=all
Putri, R. 2015. Regulasi Emosi Pada Mahasiswa Fakultas Psikologi Universitas Padjajaran
yang Bermain Angklung. Jurnal Psikologi, Vol.3(2) p:18-27.
Putri, Adela & Muhammad Arif. 2022. Pengaruh Digital Marketing dan Inovasi Produk
Terhadap Pendapatan UMKM.Jurnal Ekonomi dan Ekonomi Syariah. Vol.6(1).
p:194-208. http://doi:10.36778/jesya.v6i1.915
Rambat, L. 2018. Manajemen Pemasaran Jasa : Teori dan Praktek. Jakarta : Salemba Empat
Reivich, Karen dan Andrew Shatte. 2002. The Resilience Factor : Seven Essential Skills for
Overcoming Life’s Inevitable Obstacles. Edisi Pertama. New York : Broadway Books.
Retno, Dhyah Ayu. 2016. Literasi Digital Pada Pelaku UMKM Produktif Di Daerah Istimewa
Yogyakarta. Jurnal Universitas Atmajaya Yogyakarta.
Rezky, SC. 2021. Konsep Diri Perempuan Pengusaha dan Resiliensi Bisnisnya. Thesis. Tidak
Dipublikasikan. Universitas Mercubuana.
Rinaldi. 2010. Resiliensi Pada Masyarakat Kota Padang Ditinjau dari Jenis Kelamin.
Jurnal Psikologi. Vol.3(2) p:1-7.
Rogers, E.M. 1964. Diffusion of Preventive Innovations. Journal Additive Behaviors
Vol.22(7) p:991-998.
Saifullah, Muhammad Rizal. 2015. Inovasi Pemanfaatan Teknologi Informasi Adopsi Inovasi
Dalam Pemanfaatan Teknologi Informasi Pada UMKM Kampung Sepatu Di Tambak
Osowilangon Kecamatan Benowo Surabaya. Jurnal Universitas Airlanga.
Sekaran, Uma. 2003. Research Methods for Business. Edisi 2. Jakarta : Salemba Empat.
Setiadi, N.J. 2018. Perilaku Konsumen Cetakan Ke 4. Jakarta : Kencana.
Shumpeter, Joseph Alois. 1934. The Theory of Economic Development. Amerika Serikat :
Harvard University Press.
Suryati & Siti H & Tati H. 2018. Aspek Kewirausahaan Wanita Dalam Pengembangan
UMKM Kota Depok. Jakarta : Perpustakaan Nasional Republik Indonesia.
Suryana. 2018. Kewirausahaan. Jakarta : Salemba Empat.
Synder, C.R & Lopez, S.J. 2007. Positive Psychology : The Scientific and Practical
Exploration of Human Strength. California : Sage Publication Inc.
Sulistyawan, Wawan. 2020. Dampak Covid 19 Terhadap Keberlangsungan Bisnis. Makalah
Webinar MM UPS Tegal.
Sumastuti, Efriyani & Qristin Violinda. 2020.. Strategi Bertahan dan Perlindungan Hukum
Terhadap Resiliensi UMKM Menghadapi Pandemi Covid 19. Sebuah Antologi ISEI
Bagi Negeri. UMKM Jejak, Aksi & Solusi Saat Pandemi, hal.70-82.
Suryani, S & Ramadhan, S. 2017. Analisis Literasi Keuangan Pada Pelaku Usaha Mikro Di
Kota Pekanbaru. Journal of Economic Business and Accounting.Vol.1(1). p:12-22.
Tambunan, Tulus. 2012. UMKM Di Indonesia : Isu-Isu Penting. Jakarta : LP3ES.
Tugade,M.M, & Fredrickson, B.L. 2007. Regulation of Positive Emotions : Emotion
Regulation Strategies that Promote Resilience.
Udi, Syaefudin Sa’ud. 2014. Inovasi Pendidikan. Bandung : Alfabeta.
Undang-Undang No. 20 tahun 2008 Tentang UMKM.
https://bi.go.id/id/tentang-bi/uu- bi/documents/UU20tahun 2008UMKM.pdf.
UNESCO. 2007. Education for All : Literacy for Life.
http://www.uis.unesco.org/Library/Documents/gmr06-en-pdf.
Tugade, M.M & Frerickson, B.L2007. Regulation of Positive Emotion Regulation : Emotion
Regulation Strategies that Promotie Resilience. Journal of Happiness Studies. p:311-333.
Vanhaverbeke, W, & Peeters, N. 2005. Embracing Innovation as Strategy : Corporate Venturing, Competence Building and Corporate Strategy Making. Jornal Creativity and
Innovation Management. Vol.14(3) p:246-257.
Wahyono, 2002. Orientasi Pasar dan Inovasi : Pengaruhnya Terhadap Kinerja Pemasaran.
Jurnal Pemasaran. Vol.1p:23-40. https://doi.org/1014710/jspi.v1i1.
Widiyanti, R, Damayanti & Maewanti, F. 2017. Pengaruh Financial Literacy Terhadap
Keberlansungan Usaha Pada UMKM Desa Jatisari. Jurnal Ilmiah Manajemen &
Bisnis. Vol.18(2) p:153-163.
Wolin, S & Wollin, S. 1999. http://projectresilience.com/2008/11/resasbahavior.htm
Wolin, S.J, & Wolin, S. 1994. The Resilient Self : How Suivivors of Troubled Families
Rise Above Adversity. New York : Villiard Book.
Wube, M.C. 2016. Factors Affecting Performance of Women Entrepreneurs in Micro and
Small Entreprises. https://unevoc.unesco.org/e-forum/thesisfinal.pdf.
Ye, J. & Kalathunga, K. 2019. How Does Financial Literacy Promote Sustainability in
SMEs? A Developing Country Perspective. Journal Sustainability. Vol.111(29). p:1-21.
Yu, X & Zhang, J. 2007. Analysis Factor and Psychometrics Evaluation of the Connor
Davidson Resilience with Chinese People. Journal Social Behavior and Personality.
Vol.35(1). p:19-30.
Zehir,C., Altindag, E., & Acar, A.Z. 2011. The Effect of Relationship Orientation Through
Inovation Orientation on Firm Performance : An Empercal Study on Turkish Family
Owned Firms. Procedia Social and Behavioral Science. Vol.24 p: 896-908.
https://doi.g/10.1016/j.sbspro.211.09.024
Pandemi Covid 19 (Studi Kasus Pada Penguaha Batik Di Daerah Istimewa Yogyakarta).
Accounting and Business Information System Journal. 11(1). p:1-34
Andi Gunawan R.C & Saleh Nursandi. 2021. Sistem Huku Indonesia. Journal of Law.
Vol.19(3). p:354-374.
Anugraheni, A.R. 2020. Resiliensi Pada Wirausahawan Wanita. Studi Literatur Urecol :
p:94-99.
Badan Pusat Statistik. 2018. Laporan Perekonomian Indonesia 2017. Jakarta : BPS
Badan Pusat Statistik. . 2019. Potensi Peningkatan Kinerja UMKM. Analisis Hasil Sensus
Ekonomi 2016. Jakarta : Badan Pusat Statistik.
Bank Indonesia. 2019. Bersinergi Membangun Optimisme Pemulihan Ekonomi. Laporan
Perekonomian Indonesia Tahun 2018. Jakarta : Bank Indonesia.
Bank Indonesia. 2020. Laporan Perekonomian Indonesia. Jakarta : Bank Indonesia.
Battisti M & Deakins, D. 2012. Perspective from New Zealand Small Firms : Crisis
Management and the Impact of the Canterbury Earthquakes. New Zealand Centre for
Small & Medium Enterprise Research (Ed.),Busines Measure Palmerston North :
Massey University. p:1-41.
Bawden. 2001. Information and Digital Literacies : A Review of Concepts. Journal of
Documentation. Vol.5(2) p:218-259.
Belshaw, Douglas A.J. 2011.The Essentials Element of Digital Libraries.
Benar, Bonnie. 2004. Resiliency What We Have Learned. Edisi Pertama. San Francisco :
West Ed.
Bonando, G.A., Galea, S., Bucciarelli, A,. Vlahov. 2004. What Predicts Psychological
Resiliency After Disaster? The Rule of Demographics, Resources and Life Strees.
Journal of Consulting and Clinical Psychology. Vol.75. p:671-692.
Connor, K.M & Davidson J.R.T. 2003. Development of A New Resiliensi Scale. Journal
Depression and Anxiety. Volume 18. p.76-82.
Cooper, Donald R., & Pamela S.Schindler. 2011. Business Research Methods. 11th ed. New
York : Mc Graw-Hill Companies Inc.
Damanpour, F. 1996. Organizational Complexity and Innovation : Developing and Testing
Multiple Contingency Models. Journal Management Science. Vol. 42(5). p:693-716.
Dankonski, M.E Keiley M.K & Thomas V.C.P & Lloyd, S.A. 7 Seery B.I. 2008. Affect
Regulation and Cycle of Violence Again Women : New Direction for Understanding the
Process. Journal Fam. Vol.21. p:327-339.
Deswita. 2015. Psikologi Perkembangan. Bandung : Remaja Rosdakarya.
Dewi, W.K, Yurniwati & Rahman, A. 2018. The Effect of Financial Literacy and Financial
Access to the Performance of SMEs Small and Medium Enterprises in the Trade Sector
of Padang City. International Journal of Progressive Sciences and High Technologies.
Vol.10 (2). p:371-381.
Drucker, P.F. 1985. Principles of Succesfull Innovation. Journal Research Management
Vol. 28 (5). p:10-12.
Duchek, S. 2018. Entepreneurial Resilience : a Biographical Analysis of Successful
Entrepreneurs. International Entrepreneurship and Management Journal. Vol.1(2).
p:429-45.
Eisenberg, N, Valiente, C, Fabes, A.R, Smith, L.C, Reiser, M, Shepard A.S, Losoya,
H.S, Guthrie, K.L, Murphy, C.B & Cumberland, J.A. 2003. The Reaction of Effortfull
Control and Social Functioning. Journal of Development Psychology. Vol.39. p:761-776.
Engel, B. 2007. Eagle Scoring : The Power of the Resilient Self. Journal of Psychological
Nursing, Vol.45(2). p:44-49.
Everal, D.R, Altrows, J.K & Paulson, L.B. 2006. Creating a Future : A Study of Resilience
in Suicidal Female Adolescents. Journal of Counceling and Development. Vol. 84.
p:461-470.
Fernanda, Rojas L. 2015. Factors Affecting Academic Resilience in Middle School Students :
A Case Study. Gist Education and Learning Research Journal. Vol.11(11). p:63-78.
Games, Donard. 2021. Manajemen Inovasi dan Teknologi : Konteks Usaha Mikro Kecil.
Depok : PT Raja Grafindo Persada.
Grotberg, E. H. 1995. A Guide to Promoting Resiliensy in Chlidren : Strengthening the
Human Spirit. The Series Early Chilhood Development: Practice and Reflections,
Number & the Hague : Bernar van Leer Foundation. . Paper Presented at the
International Council of Psychologists Convention. Working Paper. Jinan, China.
Hedner, T., bouzeean A., Klofsten, M. 2011. Entepeneurial Resilience : Annals of
Innovation & Entrpreneurship Jounal. Vo.(1) p:7986
Herman, H.Steward, D.E., Diaz Granados, N.Berger, E.L, Jackson, B & Yuen, T. 2011. What
is Resiliensy ? Can Psychiatry. Vol.56(5). p:258-265.
Indah, Martia Y.N, Retno W, Maya Mardi Y, Fajar Sodiq, Fathonah, Ade Ayu M.P, Indra
Alvianita & Aftina N.H. 2021. Resiliensi Wirausaha Digital di Masa Pandemi Covid 19.
Studi Literature University Research Colloqium. STIKES Muhammadiyah Klaten.
Jenkins, H. 2009. Spreadable Media : Creatng Value and Meaning in a Network Cultured
Postmillenial Pop. New York : University Press.
Johnpaul Oguchukwu, I & Jiangru W. 2021. Entrepreneurship Inovatin and Finance. Journal
of Behavioural Economics, Finance, Entrepreneurship, Acounting and Transport.
Vol.9(1). p:16-35. https:/doi.org/10.12691/jbe.
Kala, Yusuf. 2016. Inovasi dan Kemajuan Bangsa. Disampaikan dalam Orasi Ilmiah Dies
Natalis ke 18 Universitas Paramadina 13 Januari 2018. Kertas Kerja. p:1-8
Kemenkop UMKM. 2020. Laporan UMKM Kota Padang 2019. Padang : Kemenkop UMKM
Kemenkop & UKM RI. 2010. Data UKM Yang Dikelola Perempuan. Jakarta : Kemenkop
UKM.
Keye, M.D & Pidgeon, A.M. 2013. An Investigation of the Relationship Between Resiliency,
Mindfulness and Academic Self Efficacy. Journal Social Sciences. Vol. 1(6). p:1-4.
Masten, A.S. & Herbers, J.E & Cutuli, J.J & Lavafor, T.L. 2008. Resiliensy in Developing
Systems : Progress and Promise as the Fourth Waves Rises. Journal Development and
Psychopatology. Vol.19. p:921-930.
Matthew B. Miles.1973. Innovatian in Education. New York : Teacher College Press
Columbia University.
Mc. Graw, Thomas K. 1985. Prophet of Innovation : Joseph Schumpeter and Creative
Destruction. Amerika Serikat : Harvad University Press.
Mokalu, B.J. 2016. Perempuan Berusaha Mengentas Ekonomi Keluarga. Jurnal LPPM
Bidang EkoSosBudKum. Vol.3(2). p:72-88.
Murphey, D. Barry & Vaughn, B. 2013. Positive Mental Health : Resilience, Child Trends :
p:1-6
Nafiati. D.A. & Endan S.R. 2020. Resiliensi UMKM dan Kebijakan Pemerintah Di Masa
Pandemi Covid 19. Jurnal Utilitas Vol.6(2) p:1-8.
Neng Siti Komaiah, M.Fadhli Nursal & Muhammad Richo Rianto. 2022. Pengaruh Inovasi
dan Media Sosial Terhadap Knerja UMKM Makanan Halal Di Kota Bekasi Utara.
Jurnal Ilmiah Eknomi Islam. Vol.8(2) p:1-6
Nurmalasari, Deasy. 2020. Analisis Karakteristik dan Pemberdayaan Pengusaha Perempuan
Pada Anggota www.umkmindonesia.id. Journal of Applied Business and Economics
(JABE). Vol.7(1). p:11-125.
OECD. 2018. SME Policy Index : ASEAN 2018: Boosting Competitiviness and Inclusive
Growth. OECD Publishing. Pasific, Paris Economic Research Institute for ASEAN and
East Asia, Jakarta.
Ong, D.A, Bergeman, S.C, Bisconti, L.T & Wallace, A.K. 2006. Psychological Resiliensi,
Positive Emotion and Successful Adaption to Stress in Later Life. Journal of Personality
and Social Psychology. Vol.91. p:730-749.
Papalia, D.E,. Old, S.W., Feldman & R.D. 2001. Human Development : A Life Span
Approach. Boston : McGraw-Hill.
Partomo, T.S dan Soejoedono, A.R. 2004. Ekonomi Skala Kecil/Menengah dan Koperasi.
Jakarta : Ghalia Indonesia.
Paul, Gilster, 1998. Digital Literacy. New York : Wiley.
Priambada, Swasta. 2015. Manfaat Pengunaan Media Sosial Pada UMKM. Jurnal
Universitas Brawijaya.
Putri, A.S. 2019. http://www.kompas.com/skola/read/2019/12/20/120000469/peran-umkm- dalamperekonomian-indonesia?page=all
Putri, R. 2015. Regulasi Emosi Pada Mahasiswa Fakultas Psikologi Universitas Padjajaran
yang Bermain Angklung. Jurnal Psikologi, Vol.3(2) p:18-27.
Putri, Adela & Muhammad Arif. 2022. Pengaruh Digital Marketing dan Inovasi Produk
Terhadap Pendapatan UMKM.Jurnal Ekonomi dan Ekonomi Syariah. Vol.6(1).
p:194-208. http://doi:10.36778/jesya.v6i1.915
Rambat, L. 2018. Manajemen Pemasaran Jasa : Teori dan Praktek. Jakarta : Salemba Empat
Reivich, Karen dan Andrew Shatte. 2002. The Resilience Factor : Seven Essential Skills for
Overcoming Life’s Inevitable Obstacles. Edisi Pertama. New York : Broadway Books.
Retno, Dhyah Ayu. 2016. Literasi Digital Pada Pelaku UMKM Produktif Di Daerah Istimewa
Yogyakarta. Jurnal Universitas Atmajaya Yogyakarta.
Rezky, SC. 2021. Konsep Diri Perempuan Pengusaha dan Resiliensi Bisnisnya. Thesis. Tidak
Dipublikasikan. Universitas Mercubuana.
Rinaldi. 2010. Resiliensi Pada Masyarakat Kota Padang Ditinjau dari Jenis Kelamin.
Jurnal Psikologi. Vol.3(2) p:1-7.
Rogers, E.M. 1964. Diffusion of Preventive Innovations. Journal Additive Behaviors
Vol.22(7) p:991-998.
Saifullah, Muhammad Rizal. 2015. Inovasi Pemanfaatan Teknologi Informasi Adopsi Inovasi
Dalam Pemanfaatan Teknologi Informasi Pada UMKM Kampung Sepatu Di Tambak
Osowilangon Kecamatan Benowo Surabaya. Jurnal Universitas Airlanga.
Sekaran, Uma. 2003. Research Methods for Business. Edisi 2. Jakarta : Salemba Empat.
Setiadi, N.J. 2018. Perilaku Konsumen Cetakan Ke 4. Jakarta : Kencana.
Shumpeter, Joseph Alois. 1934. The Theory of Economic Development. Amerika Serikat :
Harvard University Press.
Suryati & Siti H & Tati H. 2018. Aspek Kewirausahaan Wanita Dalam Pengembangan
UMKM Kota Depok. Jakarta : Perpustakaan Nasional Republik Indonesia.
Suryana. 2018. Kewirausahaan. Jakarta : Salemba Empat.
Synder, C.R & Lopez, S.J. 2007. Positive Psychology : The Scientific and Practical
Exploration of Human Strength. California : Sage Publication Inc.
Sulistyawan, Wawan. 2020. Dampak Covid 19 Terhadap Keberlangsungan Bisnis. Makalah
Webinar MM UPS Tegal.
Sumastuti, Efriyani & Qristin Violinda. 2020.. Strategi Bertahan dan Perlindungan Hukum
Terhadap Resiliensi UMKM Menghadapi Pandemi Covid 19. Sebuah Antologi ISEI
Bagi Negeri. UMKM Jejak, Aksi & Solusi Saat Pandemi, hal.70-82.
Suryani, S & Ramadhan, S. 2017. Analisis Literasi Keuangan Pada Pelaku Usaha Mikro Di
Kota Pekanbaru. Journal of Economic Business and Accounting.Vol.1(1). p:12-22.
Tambunan, Tulus. 2012. UMKM Di Indonesia : Isu-Isu Penting. Jakarta : LP3ES.
Tugade,M.M, & Fredrickson, B.L. 2007. Regulation of Positive Emotions : Emotion
Regulation Strategies that Promote Resilience.
Udi, Syaefudin Sa’ud. 2014. Inovasi Pendidikan. Bandung : Alfabeta.
Undang-Undang No. 20 tahun 2008 Tentang UMKM.
https://bi.go.id/id/tentang-bi/uu- bi/documents/UU20tahun 2008UMKM.pdf.
UNESCO. 2007. Education for All : Literacy for Life.
http://www.uis.unesco.org/Library/Documents/gmr06-en-pdf.
Tugade, M.M & Frerickson, B.L2007. Regulation of Positive Emotion Regulation : Emotion
Regulation Strategies that Promotie Resilience. Journal of Happiness Studies. p:311-333.
Vanhaverbeke, W, & Peeters, N. 2005. Embracing Innovation as Strategy : Corporate Venturing, Competence Building and Corporate Strategy Making. Jornal Creativity and
Innovation Management. Vol.14(3) p:246-257.
Wahyono, 2002. Orientasi Pasar dan Inovasi : Pengaruhnya Terhadap Kinerja Pemasaran.
Jurnal Pemasaran. Vol.1p:23-40. https://doi.org/1014710/jspi.v1i1.
Widiyanti, R, Damayanti & Maewanti, F. 2017. Pengaruh Financial Literacy Terhadap
Keberlansungan Usaha Pada UMKM Desa Jatisari. Jurnal Ilmiah Manajemen &
Bisnis. Vol.18(2) p:153-163.
Wolin, S & Wollin, S. 1999. http://projectresilience.com/2008/11/resasbahavior.htm
Wolin, S.J, & Wolin, S. 1994. The Resilient Self : How Suivivors of Troubled Families
Rise Above Adversity. New York : Villiard Book.
Wube, M.C. 2016. Factors Affecting Performance of Women Entrepreneurs in Micro and
Small Entreprises. https://unevoc.unesco.org/e-forum/thesisfinal.pdf.
Ye, J. & Kalathunga, K. 2019. How Does Financial Literacy Promote Sustainability in
SMEs? A Developing Country Perspective. Journal Sustainability. Vol.111(29). p:1-21.
Yu, X & Zhang, J. 2007. Analysis Factor and Psychometrics Evaluation of the Connor
Davidson Resilience with Chinese People. Journal Social Behavior and Personality.
Vol.35(1). p:19-30.
Zehir,C., Altindag, E., & Acar, A.Z. 2011. The Effect of Relationship Orientation Through
Inovation Orientation on Firm Performance : An Empercal Study on Turkish Family
Owned Firms. Procedia Social and Behavioral Science. Vol.24 p: 896-908.
https://doi.g/10.1016/j.sbspro.211.09.024
Published
2024-01-31
Section
Articles
